The risks involved in cargo transportation insurance
The insurance industry, the risks associated with transport of goods by sea into the sea risk and external risk. Risk is that the reasons for losses.
A. perils of the sea
Marine risks include natural disasters and accidents.
Natural disasters, refers only to bad weather, lightning, flood, flow ice, earthquakes, tsunamis and other disasters, force majeure, and not referring to general disasters caused by natural forces.
Accidents, mainly including the ship ran aground, running aground, sinking, collision, fire, explosions and the disappearance of a clear ocean features such as major accidents.
B. external risks
External risk is the risk that the sea outside the various risks, external risks are divided into general and special external risks.
General external risks. Refers to theft, broken, leakage, stain, damp heat, Chuanwei, rusty, hook damage, short amount of fresh water and rain and so on.
Special external risks, mainly refers to a military, political and administrative decrees and other causes of risk, which led to loss of the goods. Such as war, strike, delivery of less than rejection and so on.
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